The University System of New Hampshire voluntary group long-term care insurance is underwritten by the Genworth Life Insurance Company and is designed to help protect against financial loss in the event long-term care services are needed. Long-term care insurance pays for services in many settings, such as at home, a nursing home, assisted living facility, and adult daycare.
Newly hired benefits eligible faculty and staff have the opportunity to apply for coverage without medical underwriting depending on their age during the first 31 days of employment.
After the initial enrollment period, benefits eligible faculty and staff, who are actively at work, may apply for coverage anytime with medical underwriting.
Spouses and family members (parents, grandparents, adult children, and siblings) are also eligible to apply with medical underwriting up through age 79.
Premiums for this benefit are paid by the faculty/staff member on an after-tax basis. Rates are based on the coverage option selected and age at the time of enrollment.
For more information about the coverage options available, premium costs, to request a quote or to learn how to enroll, see the informational flyer, go to the Genworth Life dedicated website or call Customer Service at 800-416-3624.